Ripple Gains First European Bank Partner in AMINA Initiative

Ripple Onboards First European Bank Client with AMINA Payments Integration

Ripple has secured its first European bank customer for its licensed payments platform, with Switzerland-based AMINA Bank adopting Ripple Payments to enable near-instant cross-border transfers for crypto-focused clients, according to a Friday release.

AMINA, a FINMA-regulated digital asset bank, will use Ripple’s infrastructure to bridge traditional banking rails with blockchain-based settlement — a longstanding challenge for institutions serving stablecoin issuers, crypto firms, and tokenized asset platforms. The partnership reflects a shift toward integrating crypto payments as a core banking function.

Ripple Payments combines messaging, liquidity sourcing, and settlement across fiat and blockchain networks. Unlike traditional correspondent banking, which relies on multiple intermediaries and batch settlement, Ripple allows banks to move value directly, often settling transactions within minutes.

With the integration, AMINA can process cross-border flows involving fiat and stablecoins, including Ripple’s RLUSD, without routing through multiple correspondent banks. Licensed across multiple jurisdictions, Ripple Payments enables compliant on-chain settlement while maintaining access to traditional services like treasury management and fiat liquidity.

Earlier this year, AMINA became the first bank globally to support RLUSD for custody and trading. The payments integration now extends that relationship to transaction execution, effectively bridging regulated banking systems and blockchain settlement.

The partnership strengthens Ripple’s European presence amid growing regulatory clarity, with its payments network covering over 90% of global FX markets by volume and processing more than $95 billion in transactions.