Wall Street’s Morgan Stanley Recommends a 4% Crypto Exposure for Opportunistic Gains

Morgan Stanley’s GIC Recommends Up to 4% Crypto Exposure for Opportunistic Investors
October 7, 2025

Morgan Stanley’s Global Investment Committee (GIC) has suggested that investors consider allocating up to 4% of their portfolios to cryptocurrency, according to an Oct. 1 note.

The 4% allocation targets investors seeking “opportunistic growth,” according to the note shared on X by Bitwise CEO Hunter Horsley. Investors aiming for balanced growth or market growth strategies are advised to allocate 2% and 3%, respectively, while those prioritizing income or wealth preservation should maintain a 0% allocation.

In its commentary, the GIC described cryptocurrency as “a speculative and increasingly popular asset class that many investors, but not all, will seek to explore.” Bitcoin (BTC), the committee noted, is viewed as “digital gold” and serves as the primary focus of its recommendation.

For context, other major institutions suggest varying exposure levels: BlackRock and Fidelity recommend around 2%, while Grayscale and VanEck propose allocations of 5% and 6%.

The endorsement of cryptocurrency by financial giants such as Morgan Stanley and BlackRock reflects its growing acceptance in mainstream finance, a stark contrast to earlier periods when some banking executives dismissed digital assets as “fraudulent.”