By 2030, Bitcoin Could Join Gold as a Central Bank Reserve Asset, Says Deutsche Bank

Deutsche Bank Says Bitcoin Could Become Reserve Asset Alongside Gold by 2030 – 22/9/2025

Bitcoin (BTC $112,562.94) could join gold as a recognized reserve asset within the next decade, Deutsche Bank (DBK) said Monday, though it expects gold to remain the dominant holding in central bank portfolios.

The U.S. dollar still accounts for 57% of global reserves, but diversification is emerging, with China trimming $57 billion of U.S. Treasury holdings in 2024. Regulatory momentum for crypto is also building worldwide, the bank noted.

Deutsche Bank said both bitcoin and gold serve as scarce, uncorrelated hedges against inflation and geopolitical risks. Gold reached a record $3,763 Monday, up more than 40% this year.

Bitcoin’s volatility — long a hurdle to reserve adoption — has eased, with 30-day swings hitting historic lows in August even as prices topped $123,500. Still, the bank said neither bitcoin nor gold is likely to replace the dollar, which governments will defend as a sovereign tool.

About The Author

ctleditor

See author's posts