Retail Stablecoin Activity Breaks Records, Surpassing $5.8B in August 2025

Retail stablecoin activity hit an all-time high in August, with sub-$250 transfers totaling $5.84 billion, according to a CEX.io report. Year-to-date volumes have already surpassed 2024, signaling 2025 as the busiest year yet for consumer-level stablecoin usage.

The report highlights stablecoins’ growing role in everyday finance, from cross-border remittances to microtransactions. A survey of over 2,600 consumers across Nigeria, India, Bangladesh, Pakistan, and Indonesia found nearly 70% using stablecoins more frequently than last year, and over 75% expecting continued growth, citing lower fees and faster transfers as key benefits.

Blockchain Trends: BSC and Ethereum Surge, Tron Declines
Tron (TRX), once a retail favorite, saw a 6% drop in monthly transactions, losing market share. Binance Smart Chain (BSC) captured nearly 40% of retail stablecoin activity, with transaction counts up 75% and volumes up 67%. Ethereum, including L2 networks, now accounts for 20% of transfer volume and 31% of transactions, with mainnet sub-$250 transfers rising 81% in volume and 184% in count due to falling fees.

The data underscores stablecoins’ growing adoption, with BSC and Ethereum emerging as the preferred networks for retail users, while Tron’s share slips.